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About Us

Stephen Cephas

Stephen Cephas is an experienced insurance agent and financial professional who has been serving clients in various financial areas since 1990.Stephen started with Metropolitan Life, where he got licensed in P&C, Life and Health, Series 6 and 63. Though he has relinquished his securities license recently, he has also been a Certified Medicare Advisor for the last 10 years. Stephen’s wife is also a Certified Medicare Advisor.

Stephen is adept at helping his clients understand the intricacies of insurance plans, retirement plans, and Medicare plans, so that clients can easily understand their choices and make the decisions that are best for them.

Reflecting the portfolio of services that Stephen provides, his practice is appropriately called Diversified Financial Services. From insurance, to annuities, to retirement income planning, to Medicare programs, End of Life Assistance, Legal Service Plans, Credit Card Processing for small businesses, and more, Stephen and DFS can help you meet your financial needs and achieve your financial goals.

Stephen is proud to partner with NFL Hall of Famer Fran Tarkenton and his firm, Tarkenton Financial. Born and raised in New York City, Stephen saw Fran play for the Giants when he was in grade school.

Stephen attended Western Connecticut State University. He is married to his beautiful wife Eunice, with three great sons, Ehren, Bryon, and Spencer. He also recently became a proud grandfather.


If you’re not sure about the answer, call or email to set up a no-cost, no-obligation meeting. We would love to meet you, hear about your goals and needs in retirement, and show you how we may be able to help.

Why Choose Us?

Our focus is not just on the bottom line. Our primary goal in working with clients is helping them find the products and strategies that fit their needs and offer the best opportunity to achieve retirement objectives. Our approach is informative and our practice is service-oriented.

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